Credit CardHome LoanFinancialRecruitmentReal EstateInsuranceIT Solutions
 

GAL Group Home

About Us

Awards

Apply Now

Sponsorship

Contact Us

 

The GAL Credit Card with no
Annual Card Fee ever
and maximum rewards!

Apply Now!

Apply today for the GAL Credit Card and start enjoying the following benefits:

• No annual Card fee for the first year (save $70)
• Earn 1 Membership Rewards™ point for every dollar spent on the card. Your points can be redeemed for frequent flyer points, retail vouchers and much more. Select from two Membership Rewards™ options, giving you the freedom to decide how you like be rewarded1
• FREE Supplementary Cards
• Low 7.99% p.a Balance Transfer Rate for the first six months so you can reduce the interest you may be paying on other cards2
• Up to 55 days interest free when you pay your Card account in full 3 
• Competitive interest rate of 16.74% p.a.
• American Express is now accepted in more places than ever before including; supermarkets, restaurants, petrol stations and most major retail outlets

Select from two Membership Rewards options

Choices, puts more rewards within reach. Get great value when you fly around Australia with Virgin Blue vouchers; or travel anywhere, anytime with Travelscene American Express travel vouchers. Plus you can choose from a wide range of retail vouchers, gifts and more all for just $33 per year. 1

Ascent gives you all the benefits that Choices offers plus the entire world, because you have the added freedom to transfer your points to five frequent flyer programs. With Ascent, you get more flexibility and more destinations for just $59 per year. Visit Membership Rewards for more information

APPLY NOW!

Start enjoying all the benefits of the GAL Credit Card

1 - Complete the online application form
or
2 - Download the application form*. Complete, sign and return the form to American Express at the address outlined below (no postage stamp required).

American Express Australia Limited
Reply Paid 5148
Sydney NSW 2001

If you have any questions about the GAL Credit Card please call American Express on 1300 336 220.

*Note: You need Adobe Acrobat Reader software to view and print this form. You can download Adobe Acrobat Reader free from http://www.adobe.com/products/acrobat/readstep2.html.

Important Information
American Express credit approval criteria applies. Subject to terms and conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct at 2 May 2005 and are subject to change

1. Selected carriers only. Subject to the terms and conditions of the American Express Membership Rewards program and Ascent partner frequent flyer programs. Frequent flyer program fee may apply.
3. If you transfer your balance from another credit card to your GAL Credit Card you will pay 7.99% p.a. on the approved transfer amount for up to six months (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases). Minimum payment requirements of the card account apply to balance transfers. There are no interest free days on balance transfers. After 6 months, the rate will change to the interest rate for purchases at that time.
4. The Credit Card gives you up to 55 days interest free on purchases, depending on when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.

The credit provider is American Express Australia Limited (ABN 92 108 952 085). GAL distributes the GAL Credit Card under agreement with American Express and receives a financial benefit from Members’ use of the Card to further fund Member Services.
All content © Copyright 2004 GAL Home Loan Service | info@thegalgroup.com | privacy policy